Drug Rehab Centers in or near Ocean, NJ that accept the following payment types: Free or Low Cost

COBRA is one of the options that you can use to access free or low cost addiction treatment in or near Ocean, New Jersey. In case you recently got laid off or lost your job and you need health insurance, you might want to consider taking advantage of the Consolidated Omnibus Budget Reconciliation Act.

Also known as COBRA, this program provides employees - as well as their families and loved ones - the opportunity to remain on the insurance program offered by their former employer. However, you will only be on this program for a limited period of time.

For you to qualify for this COBRA program, you have to meet certain outlined qualification criteria before you can use it to offset the cost of your addiction treatment. For instance, your insurance should be covered under COBRA. You may also be required to undergoing qualifying events like the loss of your job. Further, you need to be a beneficiary to qualify.

Once you are separated from your former employer, they will inform you that you are still eligible and that you still maintain your insurance coverage through COBRA. When they do this, you will be required to decide if you are willing to participate in the program.

The only drawback with this program is that your insurance is going to cost you much more than you used to pay when you were fully employed. This is because you will be required to offset the cost of the entire premium since your employer will not be sharing the cost with you.

Although this is the case, you can be sure that COBRA is one of the insurance programs that can ensure that you access free or low cost addiction treatment whenever you need it to help you overcome your substance abuse and addiction problems in or near Ocean, New Jersey.